How to Invest in AI Stocks Under $50 in 2025: Beginner’s Guide to Affordable Tech Investing
Artificial Intelligence (AI) isn’t just reshaping industries—it’s transforming investment portfolios. But you don’t need deep pockets to start investing in AI stocks. In 2025, there are plenty of promising AI stocks under $50 that are affordable, future-ready, and ideal for retail investors.
Table of Contents
- Why AI stocks are worth investing in
- Best AI stocks under $50 (2025 list)
- How to start investing in them from India or globally
- Tips to minimize risks and maximize returns
How to Invest in AI Stocks Under $50 in 2025: Beginner’s Guide to Affordable Tech Investing
🧠 Why Invest in AI Stocks in 2025?
The global artificial intelligence market is projected to reach $1.8 trillion by 2030, and the adoption of AI is accelerating across:
- Healthcare
- Fintech
- Education
- Cybersecurity
- Autonomous vehicles
- E-commerce
From chatbots to AI chips and data analytics, companies are racing to build intelligent products and services.
🏆 Top AI Stocks Under $50 to Buy in 2025
Here are the top AI-related companies trading under $50 (as of August 2025), ideal for small-budget investors.
1. SoundHound AI Inc. (SOUN)
- Price: ~$4.50
- Sector: Voice AI, conversational intelligence
- Why Buy: Partners with Hyundai, Snapdragon & other brands for voice tech.
- Growth Potential: Growing demand in automotive and IoT.
2. BigBear.ai Holdings (BBAI)
- Price: ~$1.50
- Sector: AI-driven data analytics for defense & logistics
- Why Buy: Strategic U.S. military contracts + government AI projects
- Risk: High volatility, but strong upside with contract wins
3. C3.ai (AI)
- Price: ~$28
- Sector: Enterprise AI applications
- Why Buy: Offers scalable AI solutions for energy, healthcare & government.
- Track Record: Major clients like Shell, Baker Hughes
4. Guardforce AI Co. (GFAI)
- Price: ~$6
- Sector: Robotics, AI security
- Why Buy: Expanding into smart robots for retail & hotels.
- Bonus: Cheap entry point in robotics + AI security hybrid.
5. UiPath Inc. (PATH)
- Price: ~$19
- Sector: Robotic Process Automation (RPA)
- Why Buy: Leading player in automating business processes using AI
- Global Reach: Used by over 10,000 businesses worldwide
6. Pagaya Technologies (PGY)
- Price: ~$2
- Sector: Fintech + AI for credit risk and underwriting
- Why Buy: Growing traction in the U.S. lending market, using AI for loan approvals
7. Veritone Inc. (VERI)
- Price: ~$3
- Sector: Media, law enforcement & government AI
- Why Buy: Proprietary AI models used by police departments & broadcasters
- Bonus: Positioned for AI in content moderation and legal tech
How to Invest in AI Stocks Under $50 in 2025: Beginner’s Guide to Affordable Tech Investing
🏦 How to Start Investing in AI Stocks (Under $50)
Whether you’re in the U.S., India, or anywhere else, investing in these stocks is easier than ever.
✅ Step 1: Open a Global Brokerage Account
If you’re in India, you can invest in U.S. stocks via:
- INDmoney
- Groww Global
- Vested
- Webull
- Zerodha (through Stockal)
👉 These platforms offer fractional investing, so even if a stock is $100, you can buy $10 worth of it.
✅ Step 2: Research the Company
Before investing, check:
- Company’s AI product or service
- Revenue growth
- Partnerships
- News/announcements
- Analyst ratings
💡 Tools: Yahoo Finance, Google Finance, Seeking Alpha, Simply Wall St.
✅ Step 3: Set a Budget
Start small. Even $100/month split across 2–3 AI stocks is a smart way to diversify.
Don’t invest all in microcaps—mix safer bets (UiPath) with high-risk-high-reward (BigBear.ai).
✅ Step 4: Monitor Your Portfolio
Use tools like:
- INDmoney Portfolio Tracker
- Google Sheets + Google Finance API
- TradingView (for charts and alerts)
How to Invest in AI Stocks Under $50 in 2025: Beginner’s Guide to Affordable Tech Investing
💼 ETF Option: Diversify with AI ETFs Under $50
If you prefer less risk, consider these AI-focused ETFs under $50:
1. Global X Robotics & Artificial Intelligence ETF (BOTZ)
- Price: ~$28
- Invests in NVIDIA, ABB, iRobot, etc.
2. ROBO Global Robotics and Automation ETF (ROBO)
- Price: ~$45
- Exposure to 80+ robotics & AI firms globally
✅ ETFs = less volatility and easy diversification.
🧠 Tips to Succeed with AI Investing in 2025
- Don’t fall for hype – Research the business model
- Diversify – Don’t put all ₹ in one company
- Stay long-term – AI is evolving; patience pays
- Follow trends – Watch sectors like AI chips, healthcare, fintech
- Check earnings – Quarterly reports tell a lot about growth
- Beware of penny stocks – Under $5 ≠ always a good deal
- Look at use-case, not just buzzwords – Invest where AI is solving real problems
🌐 Real-Life Scenario: Priya Invested ₹3,000 in 3 AI Stocks
Priya, a 26-year-old software developer from Mumbai, used INDmoney to invest:
- ₹1,000 in UiPath
- ₹1,000 in C3.ai
- ₹1,000 in SoundHound
She set SIPs and now watches her portfolio monthly.
By mid-2025, her total return = +19.4%
🎯 She plans to increase her investment to ₹5,000/month by year-end.
ALSO READ –Income Tax Bill 2025: New Deductions & Exemptions You Must Know
🧾 Tax Note for Indian Investors
When investing in U.S. stocks from India:
- TDS of 5% on gains under LRS
- Capital Gains Tax applicable in India
- No double taxation due to India-U.S. DTAA agreement
✅ Consult a CA before investing large amounts.
❓FAQs: AI Stock Investing Under $50
🔸 Is it safe to invest in AI penny stocks?
Some offer great upside but come with risk. Research carefully.
🔸 What’s better: individual AI stocks or ETFs?
ETFs offer safety and diversification. Stocks offer higher returns if chosen wisely.
🔸 Can I invest in AI stocks with just ₹1,000?
Yes, through fractional investing on apps like Vested, INDmoney, or Groww Global.
🔸 Which sectors within AI should I watch?
- AI chips
- Healthcare AI
- Fintech AI
- Voice AI
- Cybersecurity AI
🏁 Final Thoughts: Start Small, Think Big
In 2025, AI is more than a buzzword—it’s the backbone of future industries. With just $50 or less, you can start investing in companies building tomorrow’s tech.
